Terms and Conditions

1. Acceptance of terms

By accessing or using the Vestingdom website or any associated services, you confirm that you have read, understood, and agree to be bound by these Terms, together with our Privacy Policy. If you do not agree with any part of these Terms, you should discontinue use of the Services immediately.

2. Description of services

Vestingdom provides data-driven analysis, informational content, and related tools intended to support decision-making around long-term capital management. The Services are provided for informational and educational purposes and do not constitute personalised financial, tax, or legal advice.

We reserve the right to modify, suspend, or discontinue any part of the Services at any time, with or without notice, and without liability to you.

3. No financial advice

Nothing contained on this website or within any communication from Vestingdom should be construed as investment, legal, or tax advice. Any analysis, commentary, or methodology presented is general in nature and does not account for your individual circumstances. You should seek independent professional advice before making any financial decision.

Past performance, illustrative scenarios, or modelled outcomes referenced in our materials are not guarantees or reliable indicators of future results.

4. Eligibility and account responsibilities

You must be at least 18 years old and have the legal capacity to enter into a binding agreement to use our Services. If you create an account or submit information through our site, you are responsible for ensuring the accuracy of the information provided and for maintaining the confidentiality of any credentials associated with your access.

5. Acceptable use

You agree not to misuse the Services. This includes, without limitation, agreeing not to:

— Attempt to gain unauthorised access to any system, data, or account related to Vestingdom;
— Use the Services for any unlawful, fraudulent, or harmful purpose;
— Interfere with or disrupt the integrity or performance of the Services;
— Reproduce, duplicate, copy, sell, or exploit any portion of the Services without express written permission.

6. Intellectual property

All content on this website, including text, graphics, logos, images, and methodology descriptions, is the property of Vestingdom or its licensors and is protected by applicable intellectual property laws. No part of the Services may be reproduced, distributed, or transmitted in any form without prior written consent, except as permitted for personal, non-commercial use.

7. Third-party links and content

Our website may contain links to third-party websites or reference third-party services. Vestingdom does not control and is not responsible for the content, accuracy, or practices of any third-party site. Inclusion of any link does not imply endorsement.

8. Disclaimer of warranties

The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Vestingdom does not warrant that the Services will be uninterrupted, error-free, or secure.

9. Limitation of liability

To the fullest extent permitted by applicable law, Vestingdom and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising from or related to your use of, or inability to use, the Services, even if advised of the possibility of such damages.

Nothing in these Terms is intended to exclude or limit liability where such exclusion or limitation is not permitted under applicable law.

10. Indemnification

You agree to indemnify and hold harmless Vestingdom, its affiliates, and personnel from any claims, damages, liabilities, costs, or expenses arising out of your use of the Services, your violation of these Terms, or your infringement of any third-party rights.

11. Termination

We may suspend or terminate your access to the Services at our discretion, without prior notice, if we believe you have violated these Terms or engaged in conduct that is harmful to Vestingdom or other users. Upon termination, your right to use the Services will cease immediately.

12. Changes to these terms

We may update these Terms from time to time to reflect changes in our practices, services, or legal obligations. Updated versions will be posted on this page with a revised effective date. Continued use of the Services after changes are posted constitutes your acceptance of the revised Terms.

13. Governing law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Vestingdom is registered, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction.

14. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

15. Contact

Questions regarding these Terms should be directed to Vestingdom through the contact details provided on our Contact page.